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 Rollstone Bank & Trust
Rollstone Bank & Trust
| RSSD ID 837608 | CERTIFICATE 17797 | ABA NUMBER 211370736 |
| 780 Main St |
Quarter Ended : |
2025-12-31 |
| Fitchburg, Massachusetts, 1420 |
Updated : |
2026-02-13 |
| www.rollstonebank.com |
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| Institution Profile |
| Year Opened : |
1846 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
88 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 847,543 |
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Total Interest Income | 37,266 |
| Total Liabilities | 778,192 |
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Total NonInterest Income | (1,927) |
| Total Bank Equity Capital | 69,351 |
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Total Interest Expense | 23,597 |
| Total Deposits | 686,023 |
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Total NonInterest Expense | 18,414 |
| Net Loans & Leases | 596,602 |
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Net Income | (5,334) |
| Loan Loss Allowance | 5,374 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 91,058 |
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Total loans | 631,591 |
| Total assets for the leverage ratio | 909,750 |
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Loans secured by real estate: | 598,788 |
| Tier 1 Leverage Ratio | 9.42 |
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Commercial and industrial loans | 28,407 |
| Tier 1 Capital Ratio | 12.99 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.81 |
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Loans to individuals - Other | 435 |
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:· Rollstone Bank & Trust
