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 Rollstone Bank & Trust
Rollstone Bank & Trust
| RSSD ID 837608 | CERTIFICATE 17797 | ABA NUMBER 211370736 |
| 780 Main St |
Quarter Ended : |
2025-03-31 |
| Fitchburg, Massachusetts, 1420 |
Updated : |
2025-04-08 |
| www.rollstonebank.com |
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| Institution Profile |
| Year Opened : |
1846 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 930,258 |
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Total Interest Income | 9,206 |
| Total Liabilities | 859,604 |
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Total NonInterest Income | 864 |
| Total Bank Equity Capital | 70,654 |
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Total Interest Expense | 5,950 |
| Total Deposits | 720,692 |
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Total NonInterest Expense | 4,809 |
| Net Loans & Leases | 657,006 |
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Net Income | (523) |
| Loan Loss Allowance | 6,180 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 96,675 |
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Total loans | 663,712 |
| Total assets for the leverage ratio | 941,723 |
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Loans secured by real estate: | 623,428 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 32,632 |
| Tier 1 Capital Ratio | 12.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.82 |
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Loans to individuals - Other | 542 |
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:· Rollstone Bank & Trust
