|
 |
|
|
 Unity Bank of Mississippi
Unity Bank of Mississippi
| RSSD ID 837840 | CERTIFICATE 11446 | ABA NUMBER 84201676 |
| 650 Highway 7 S |
Quarter Ended : |
2025-09-30 |
| Holly Springs, Mississippi, 38635 |
Updated : |
2025-10-24 |
| unityms.bank |
|
| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
60 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 292,435 |
|
Total Interest Income | 10,222 |
| Total Liabilities | 274,270 |
|
Total NonInterest Income | 1,088 |
| Total Bank Equity Capital | 18,165 |
|
Total Interest Expense | 5,049 |
| Total Deposits | 251,252 |
|
Total NonInterest Expense | 6,210 |
| Net Loans & Leases | 153,995 |
|
Net Income | 314 |
| Loan Loss Allowance | 2,186 |
|
Net Charge Offs | 29 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 154,892 |
| Total assets for the leverage ratio | 287,169 |
|
Loans secured by real estate: | 126,513 |
| Tier 1 Leverage Ratio | 10.58 |
|
Commercial and industrial loans | 24,610 |
| Off Balance Sheet Exposures (%) | 3.13 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,768 |
|
|
|
|
:· Unity Bank of Mississippi
