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 Unity Bank of Mississippi
Unity Bank of Mississippi
| RSSD ID 837840 | CERTIFICATE 11446 | ABA NUMBER 84201676 |
| 650 Highway 7 S |
Quarter Ended : |
2025-12-31 |
| Holly Springs, Mississippi, 38635 |
Updated : |
2026-01-15 |
| unityms.bank |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 286,717 |
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Total Interest Income | 13,680 |
| Total Liabilities | 267,545 |
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Total NonInterest Income | 1,499 |
| Total Bank Equity Capital | 19,172 |
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Total Interest Expense | 6,666 |
| Total Deposits | 252,076 |
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Total NonInterest Expense | 8,360 |
| Net Loans & Leases | 153,115 |
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Net Income | 458 |
| Loan Loss Allowance | 2,179 |
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Net Charge Offs | 36 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 158,196 |
| Total assets for the leverage ratio | 289,650 |
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Loans secured by real estate: | 130,307 |
| Tier 1 Leverage Ratio | 10.54 |
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Commercial and industrial loans | 24,263 |
| Off Balance Sheet Exposures (%) | 2.61 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,626 |
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:· Unity Bank of Mississippi
