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Peoples State Bank, Fairmount, N. D.
Peoples State Bank, Fairmount, N. D.
| RSSD ID 838155 | CERTIFICATE 17174 | ABA NUMBER 91311009 |
| 201 Main Ave |
Quarter Ended : |
2025-12-31 |
| Fairmount, North Dakota, 58030 |
Updated : |
2026-01-29 |
| www.peoples-state.com |
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| Institution Profile |
| Year Opened : |
1953 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 35,951 |
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Total Interest Income | 1,921 |
| Total Liabilities | 33,331 |
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Total NonInterest Income | 39 |
| Total Bank Equity Capital | 2,620 |
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Total Interest Expense | 474 |
| Total Deposits | 33,220 |
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Total NonInterest Expense | 1,221 |
| Net Loans & Leases | 22,980 |
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Net Income | 204 |
| Loan Loss Allowance | 239 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 3,332 |
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Total loans | 16,546 |
| Total assets for the leverage ratio | 36,855 |
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Loans secured by real estate: | 5,818 |
| Tier 1 Leverage Ratio | 8.39 |
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Commercial and industrial loans | 3,683 |
| Tier 1 Capital Ratio | 12.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.25 |
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Loans to individuals - Other | 665 |
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