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 Richland State Bank
Richland State Bank
| RSSD ID 83852 | CERTIFICATE 1675 | ABA NUMBER 91404136 |
| 602 1st St |
Quarter Ended : |
2025-09-30 |
| Bruce, South Dakota, 57220 |
Updated : |
2025-11-03 |
| www.richlandstate.org |
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| Institution Profile |
| Year Opened : |
1927 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 40,621 |
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Total Interest Income | 1,378 |
| Total Liabilities | 36,187 |
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Total NonInterest Income | 1,295 |
| Total Bank Equity Capital | 4,434 |
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Total Interest Expense | 541 |
| Total Deposits | 35,997 |
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Total NonInterest Expense | 1,587 |
| Net Loans & Leases | 18,314 |
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Net Income | 536 |
| Loan Loss Allowance | 481 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 6,059 |
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Total loans | 19,529 |
| Total assets for the leverage ratio | 42,551 |
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Loans secured by real estate: | 10,504 |
| Tier 1 Leverage Ratio | 13.49 |
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Commercial and industrial loans | 3,310 |
| Tier 1 Capital Ratio | 22.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.86 |
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Loans to individuals - Other | 2,699 |
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:· Richland State Bank
