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 Graham Savings and Loan, SSB
Graham Savings and Loan, SSB
| RSSD ID 839974 | CERTIFICATE 29206 | ABA NUMBER 311971705 |
| 745 Elm St |
Quarter Ended : |
2025-12-31 |
| Graham, Texas, 76450 |
Updated : |
2026-01-30 |
| www.grahamsl.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 157,105 |
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Total Interest Income | 8,793 |
| Total Liabilities | 139,837 |
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Total NonInterest Income | 653 |
| Total Bank Equity Capital | 17,268 |
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Total Interest Expense | 3,776 |
| Total Deposits | 132,517 |
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Total NonInterest Expense | 4,752 |
| Net Loans & Leases | 106,469 |
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Net Income | 988 |
| Loan Loss Allowance | 1,593 |
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Net Charge Offs | 95 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,311 |
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Total loans | 110,353 |
| Total assets for the leverage ratio | 159,995 |
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Loans secured by real estate: | 106,908 |
| Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 1,903 |
| Tier 1 Capital Ratio | 19.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.16 |
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Loans to individuals - Other | 1,498 |
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:· Graham Savings and Loan, SSB
