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 Graham Savings and Loan, SSB
Graham Savings and Loan, SSB
| RSSD ID 839974 | CERTIFICATE 29206 | ABA NUMBER 311971705 |
| 745 Elm St |
Quarter Ended : |
2025-06-30 |
| Graham, Texas, 76450 |
Updated : |
2025-08-13 |
| www.grahamsl.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 155,686 |
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Total Interest Income | 4,245 |
| Total Liabilities | 139,027 |
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Total NonInterest Income | 323 |
| Total Bank Equity Capital | 16,659 |
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Total Interest Expense | 1,905 |
| Total Deposits | 129,493 |
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Total NonInterest Expense | 2,330 |
| Net Loans & Leases | 112,585 |
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Net Income | 320 |
| Loan Loss Allowance | 1,766 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,865 |
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Total loans | 114,238 |
| Total assets for the leverage ratio | 155,028 |
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Loans secured by real estate: | 109,758 |
| Tier 1 Leverage Ratio | 10.79 |
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Commercial and industrial loans | 2,784 |
| Tier 1 Capital Ratio | 18.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.82 |
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Loans to individuals - Other | 1,670 |
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:· Graham Savings and Loan, SSB
