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 Citizens Bank
Citizens Bank
| RSSD ID 840019 | CERTIFICATE 262 | ABA NUMBER 42104469 |
| 411 Dysart Way |
Quarter Ended : |
2025-03-31 |
| Mount Vernon, Kentucky, 40456 |
Updated : |
2025-04-25 |
| www.citizensbankrb.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 237,114 |
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Total Interest Income | 3,514 |
| Total Liabilities | 218,796 |
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Total NonInterest Income | 379 |
| Total Bank Equity Capital | 18,318 |
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Total Interest Expense | 1,274 |
| Total Deposits | 211,016 |
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Total NonInterest Expense | 1,749 |
| Net Loans & Leases | 194,388 |
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Net Income | 810 |
| Loan Loss Allowance | 2,110 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,577 |
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Total loans | 197,427 |
| Total assets for the leverage ratio | 245,687 |
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Loans secured by real estate: | 169,272 |
| Tier 1 Leverage Ratio | 7.52 |
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Commercial and industrial loans | 15,563 |
| Tier 1 Capital Ratio | 11.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.3 |
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Loans to individuals - Other | 11,254 |
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:· Citizens Bank
