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 Citizens Bank
Citizens Bank
| RSSD ID 840019 | CERTIFICATE 262 | ABA NUMBER 42104469 |
| 411 Dysart Way |
Quarter Ended : |
2025-12-31 |
| Mount Vernon, Kentucky, 40456 |
Updated : |
2026-01-21 |
| www.citizensbankrb.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 251,504 |
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Total Interest Income | 14,550 |
| Total Liabilities | 231,977 |
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Total NonInterest Income | 1,435 |
| Total Bank Equity Capital | 19,527 |
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Total Interest Expense | 5,187 |
| Total Deposits | 219,991 |
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Total NonInterest Expense | 7,318 |
| Net Loans & Leases | 212,138 |
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Net Income | 3,300 |
| Loan Loss Allowance | 2,163 |
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Net Charge Offs | 83 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,632 |
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Total loans | 211,919 |
| Total assets for the leverage ratio | 250,102 |
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Loans secured by real estate: | 185,762 |
| Tier 1 Leverage Ratio | 7.78 |
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Commercial and industrial loans | 14,751 |
| Tier 1 Capital Ratio | 11.1 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.33 |
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Loans to individuals - Other | 11,097 |
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:· Citizens Bank
