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 Citizens Bank
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Citizens Bank
| RSSD ID 840019 | CERTIFICATE 262 | ABA NUMBER 42104469 |
| 411 Dysart Way |
Quarter Ended : |
2026-06-30 |
| Mount Vernon, Kentucky, 40456 |
Updated : |
2026-07-14 |
| www.citizensbankrb.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 250,355 |
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Total Interest Income | 7,512 |
| Total Liabilities | 229,552 |
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Total NonInterest Income | 893 |
| Total Bank Equity Capital | 20,803 |
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Total Interest Expense | 2,649 |
| Total Deposits | 221,562 |
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Total NonInterest Expense | 3,726 |
| Net Loans & Leases | 212,430 |
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Net Income | 1,970 |
| Loan Loss Allowance | 2,175 |
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Net Charge Offs | 48 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,876 |
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Total loans | 214,616 |
| Total assets for the leverage ratio | 255,830 |
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Loans secured by real estate: | 189,795 |
| Tier 1 Leverage Ratio | 8.09 |
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Commercial and industrial loans | 17,128 |
| Tier 1 Capital Ratio | 11.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.91 |
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Loans to individuals - Other | 10,333 |
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:· Citizens Bank
