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 Mutual Savings Bank
Mutual Savings Bank
| RSSD ID 841472 | CERTIFICATE 27742 | ABA NUMBER 274970267 |
| 80 E Jefferson St |
Quarter Ended : |
2025-09-30 |
| Franklin, Indiana, 46131 |
Updated : |
2025-10-21 |
| www.mymsb.bank |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 348,962 |
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Total Interest Income | 12,259 |
| Total Liabilities | 327,859 |
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Total NonInterest Income | 1,096 |
| Total Bank Equity Capital | 20,978 |
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Total Interest Expense | 5,414 |
| Total Deposits | 268,227 |
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Total NonInterest Expense | 6,051 |
| Net Loans & Leases | 209,385 |
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Net Income | 1,641 |
| Loan Loss Allowance | 2,968 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 36,502 |
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Total loans | 212,290 |
| Total assets for the leverage ratio | 348,173 |
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Loans secured by real estate: | 193,394 |
| Tier 1 Leverage Ratio | 9.63 |
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Commercial and industrial loans | 13,190 |
| Tier 1 Capital Ratio | 12.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.04 |
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Loans to individuals - Other | 3,419 |
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:· Mutual Savings Bank
