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 Mutual Savings Bank
Mutual Savings Bank
| RSSD ID 841472 | CERTIFICATE 27742 | ABA NUMBER 274970267 |
| 80 E Jefferson St |
Quarter Ended : |
2025-12-31 |
| Franklin, Indiana, 46131 |
Updated : |
2026-01-27 |
| www.mymsb.bank |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 348,951 |
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Total Interest Income | 16,611 |
| Total Liabilities | 326,314 |
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Total NonInterest Income | 1,690 |
| Total Bank Equity Capital | 22,512 |
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Total Interest Expense | 7,279 |
| Total Deposits | 280,273 |
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Total NonInterest Expense | 8,213 |
| Net Loans & Leases | 218,327 |
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Net Income | 2,287 |
| Loan Loss Allowance | 3,157 |
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Net Charge Offs | (11) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,347 |
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Total loans | 216,432 |
| Total assets for the leverage ratio | 340,983 |
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Loans secured by real estate: | 195,798 |
| Tier 1 Leverage Ratio | 10.03 |
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Commercial and industrial loans | 14,915 |
| Tier 1 Capital Ratio | 12.26 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.39 |
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Loans to individuals - Other | 3,014 |
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:· Mutual Savings Bank
