|
 |
 |
|
Mutual Savings Bank
|
Mutual Savings Bank
| RSSD ID 841472 | CERTIFICATE 27742 | ABA NUMBER 274970267 |
| 80 E Jefferson St |
Quarter Ended : |
2026-06-30 |
| Franklin, Indiana, 46131 |
Updated : |
2026-07-22 |
| www.mymsb.bank |
|
| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
46 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 352,880 |
|
Total Interest Income | 8,803 |
| Total Liabilities | 327,548 |
|
Total NonInterest Income | 808 |
| Total Bank Equity Capital | 25,207 |
|
Total Interest Expense | 3,568 |
| Total Deposits | 284,265 |
|
Total NonInterest Expense | 4,312 |
| Net Loans & Leases | 220,673 |
|
Net Income | 1,546 |
| Loan Loss Allowance | 3,106 |
|
Net Charge Offs | 1 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 38,743 |
|
Total loans | 223,222 |
| Total assets for the leverage ratio | 346,671 |
|
Loans secured by real estate: | 202,036 |
| Tier 1 Leverage Ratio | 10.22 |
|
Commercial and industrial loans | 16,107 |
| Tier 1 Capital Ratio | 13.05 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.27 |
|
Loans to individuals - Other | 2,554 |
|
|
|
|