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United Minnesota Bank
United Minnesota Bank
RSSD ID 842853 | CERTIFICATE 10567 | ABA NUMBER 91908713 |
105 Central Ave E |
Quarter Ended : |
2025-03-31 |
New London, Minnesota, 56273 |
Updated : |
2025-04-08 |
www.umbnl.com |
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Institution Profile |
Year Opened : |
1890 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
1 |
Number of Employees : |
6 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 49,804 |
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Total Interest Income | 640 |
Total Liabilities | 46,080 |
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Total NonInterest Income | 23 |
Total Bank Equity Capital | 3,724 |
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Total Interest Expense | 82 |
Total Deposits | 45,872 |
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Total NonInterest Expense | 343 |
Net Loans & Leases | 34,063 |
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Net Income | 199 |
Loan Loss Allowance | 331 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 4,055 |
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Total loans | 34,105 |
Total assets for the leverage ratio | 50,716 |
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Loans secured by real estate: | 23,823 |
Tier 1 Leverage Ratio | 7.34 |
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Commercial and industrial loans | 4,522 |
Tier 1 Capital Ratio | 12.79 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 13.93 |
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Loans to individuals - Other | 4,238 |
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