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 Cornerstone Bank
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Cornerstone Bank
| RSSD ID 843476 | CERTIFICATE 30067 | ABA NUMBER 273970941 |
| 123 E Main St |
Quarter Ended : |
2026-06-30 |
| Clarinda, Iowa, 51632 |
Updated : |
2026-07-14 |
| www.cornerstonebankia.com |
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| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 42,039 |
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Total Interest Income | 1,202 |
| Total Liabilities | 35,424 |
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Total NonInterest Income | 71 |
| Total Bank Equity Capital | 6,615 |
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Total Interest Expense | 376 |
| Total Deposits | 34,590 |
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Total NonInterest Expense | 649 |
| Net Loans & Leases | 26,208 |
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Net Income | 149 |
| Loan Loss Allowance | 431 |
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Net Charge Offs | 32 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 6,887 |
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Total loans | 26,611 |
| Total assets for the leverage ratio | 43,752 |
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Loans secured by real estate: | 23,229 |
| Tier 1 Leverage Ratio | 15.19 |
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Commercial and industrial loans | 1,213 |
| Tier 1 Capital Ratio | 34.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 36.23 |
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Loans to individuals - Other | 1,858 |
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:· Cornerstone Bank
