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 Cornerstone Bank
Cornerstone Bank
| RSSD ID 843476 | CERTIFICATE 30067 | ABA NUMBER 273970941 |
| 123 E Main St |
Quarter Ended : |
2025-12-31 |
| Clarinda, Iowa, 51632 |
Updated : |
2026-01-27 |
| www.cornerstonebankia.com |
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| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 44,636 |
|
Total Interest Income | 2,499 |
| Total Liabilities | 38,182 |
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Total NonInterest Income | 128 |
| Total Bank Equity Capital | 6,454 |
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Total Interest Expense | 909 |
| Total Deposits | 37,427 |
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Total NonInterest Expense | 1,322 |
| Net Loans & Leases | 26,674 |
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Net Income | 354 |
| Loan Loss Allowance | 395 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 6,760 |
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Total loans | 27,352 |
| Total assets for the leverage ratio | 45,299 |
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Loans secured by real estate: | 22,820 |
| Tier 1 Leverage Ratio | 14.34 |
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Commercial and industrial loans | 1,202 |
| Tier 1 Capital Ratio | 31.15 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 32.41 |
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Loans to individuals - Other | 2,186 |
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:· Cornerstone Bank
