|
 |
|
|
 Simmesport State Bank
Simmesport State Bank
| RSSD ID 844138 | CERTIFICATE 17587 | ABA NUMBER 65204951 |
| 16495 Highway 1 |
Quarter Ended : |
2025-12-31 |
| Simmesport, Louisiana, 71369 |
Updated : |
2026-02-02 |
| www.simmesportstatebank.net |
|
| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 200,048 |
|
Total Interest Income | 13,827 |
| Total Liabilities | 176,516 |
|
Total NonInterest Income | 659 |
| Total Bank Equity Capital | 23,532 |
|
Total Interest Expense | 5,514 |
| Total Deposits | 175,924 |
|
Total NonInterest Expense | 5,962 |
| Net Loans & Leases | 159,783 |
|
Net Income | 651 |
| Loan Loss Allowance | 2,610 |
|
Net Charge Offs | 1,608 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 164,860 |
| Total assets for the leverage ratio | 205,383 |
|
Loans secured by real estate: | 118,367 |
| Tier 1 Leverage Ratio | 11.13 |
|
Commercial and industrial loans | 16,294 |
| Off Balance Sheet Exposures (%) | 5.81 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 22,689 |
|
|
|
|
:· Simmesport State Bank
