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 Pointbank
Pointbank
| RSSD ID 844567 | CERTIFICATE 3389 | ABA NUMBER 111906006 |
| 200 S Highway 377 |
Quarter Ended : |
2025-12-31 |
| Pilot Point, Texas, 76258 |
Updated : |
2026-02-13 |
| https://www.pointbank.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,083,598 |
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Total Interest Income | 53,660 |
| Total Liabilities | 1,001,310 |
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Total NonInterest Income | 6,232 |
| Total Bank Equity Capital | 82,288 |
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Total Interest Expense | 21,028 |
| Total Deposits | 993,878 |
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Total NonInterest Expense | 25,770 |
| Net Loans & Leases | 562,050 |
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Net Income | 12,294 |
| Loan Loss Allowance | 8,637 |
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Net Charge Offs | 475 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 111,568 |
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Total loans | 571,507 |
| Total assets for the leverage ratio | 1,104,467 |
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Loans secured by real estate: | 437,888 |
| Tier 1 Leverage Ratio | 9.35 |
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Commercial and industrial loans | 104,632 |
| Tier 1 Capital Ratio | 15.5 |
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Loans to individuals - Credit Cards | 1,610 |
| Total Capital Ratio | 16.75 |
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Loans to individuals - Other | 27,376 |
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:· Pointbank
