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Pointbank
Pointbank
| RSSD ID 844567 | CERTIFICATE 3389 | ABA NUMBER 111906006 |
| 200 S Highway 377 |
Quarter Ended : |
2025-09-30 |
| Pilot Point, Texas, 76258 |
Updated : |
2025-10-17 |
| https://www.pointbank.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
108 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,088,042 |
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Total Interest Income | 39,597 |
| Total Liabilities | 1,009,515 |
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Total NonInterest Income | 4,766 |
| Total Bank Equity Capital | 78,527 |
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Total Interest Expense | 15,879 |
| Total Deposits | 905,237 |
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Total NonInterest Expense | 18,521 |
| Net Loans & Leases | 555,127 |
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Net Income | 9,413 |
| Loan Loss Allowance | 8,557 |
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Net Charge Offs | 320 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 109,888 |
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Total loans | 556,965 |
| Total assets for the leverage ratio | 1,091,692 |
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Loans secured by real estate: | 423,418 |
| Tier 1 Leverage Ratio | 9.3 |
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Commercial and industrial loans | 104,833 |
| Tier 1 Capital Ratio | 15.24 |
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Loans to individuals - Credit Cards | 1,620 |
| Total Capital Ratio | 16.5 |
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Loans to individuals - Other | 27,095 |
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