|
 |
|
|
 Guaranty Bank and Trust Company
Guaranty Bank and Trust Company
| RSSD ID 84541 | CERTIFICATE 15953 | ABA NUMBER 84202251 |
| 210 N Hayden St |
Quarter Ended : |
2025-03-31 |
| Belzoni, Mississippi, 39038 |
Updated : |
2025-04-30 |
| www.gbtonline.com |
|
| Institution Profile |
| Year Opened : |
1943 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
43 |
Number of Employees : |
464 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,906,666 |
|
Total Interest Income | 41,478 |
| Total Liabilities | 2,597,803 |
|
Total NonInterest Income | 6,754 |
| Total Bank Equity Capital | 308,863 |
|
Total Interest Expense | 16,167 |
| Total Deposits | 2,388,408 |
|
Total NonInterest Expense | 19,707 |
| Net Loans & Leases | 1,971,859 |
|
Net Income | 7,814 |
| Loan Loss Allowance | 26,819 |
|
Net Charge Offs | 789 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 2,005,399 |
| Total assets for the leverage ratio | 2,844,489 |
|
Loans secured by real estate: | 1,622,723 |
| Tier 1 Leverage Ratio | 9.8 |
|
Commercial and industrial loans | 263,468 |
| Off Balance Sheet Exposures (%) | 7.75 |
|
Loans to individuals - Credit Cards | 2,235 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 48,492 |
|
|
|
|
:· Guaranty Bank and Trust Company
