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 The Bank of Monroe
The Bank of Monroe
| RSSD ID 849432 | CERTIFICATE 6180 | ABA NUMBER 51502395 |
| 39 Main St |
Quarter Ended : |
2025-12-31 |
| Union, West Virginia, 24983 |
Updated : |
2026-01-30 |
| www.mybankofmonroe.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 252,222 |
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Total Interest Income | 12,024 |
| Total Liabilities | 223,677 |
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Total NonInterest Income | 2,073 |
| Total Bank Equity Capital | 28,545 |
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Total Interest Expense | 3,792 |
| Total Deposits | 222,677 |
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Total NonInterest Expense | 6,409 |
| Net Loans & Leases | 151,516 |
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Net Income | 2,895 |
| Loan Loss Allowance | 1,920 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 34,091 |
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Total loans | 151,752 |
| Total assets for the leverage ratio | 254,040 |
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Loans secured by real estate: | 135,933 |
| Tier 1 Leverage Ratio | 12.67 |
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Commercial and industrial loans | 12,006 |
| Tier 1 Capital Ratio | 21.11 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.36 |
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Loans to individuals - Other | 3,813 |
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:· The Bank of Monroe
