|
 |
 |
|
CBL State Savings Bank
CBL State Savings Bank
| RSSD ID 851172 | CERTIFICATE 31900 | ABA NUMBER 253272229 |
| 229 Trade St |
Quarter Ended : |
2025-12-31 |
| Greer, South Carolina, 29651 |
Updated : |
2026-01-23 |
| www.mycbl.bank |
|
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
17 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 188,014 |
|
Total Interest Income | 8,844 |
| Total Liabilities | 158,920 |
|
Total NonInterest Income | 167 |
| Total Bank Equity Capital | 29,094 |
|
Total Interest Expense | 5,533 |
| Total Deposits | 122,492 |
|
Total NonInterest Expense | 3,803 |
| Net Loans & Leases | 115,680 |
|
Net Income | (278) |
| Loan Loss Allowance | 1,087 |
|
Net Charge Offs | 28 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 115,695 |
| Total assets for the leverage ratio | 188,194 |
|
Loans secured by real estate: | 114,823 |
| Tier 1 Leverage Ratio | 16.12 |
|
Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 3.61 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 872 |
|
|
|
|