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 The Poca Valley Bank, Inc.
The Poca Valley Bank, Inc.
| RSSD ID 851239 | CERTIFICATE 11952 | ABA NUMBER 51503145 |
| 7033 Charleston Rd |
Quarter Ended : |
2025-12-31 |
| Walton, West Virginia, 25286 |
Updated : |
2026-01-30 |
| www.pocavalleybank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
136 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 649,265 |
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Total Interest Income | 33,299 |
| Total Liabilities | 604,454 |
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Total NonInterest Income | 4,595 |
| Total Bank Equity Capital | 44,811 |
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Total Interest Expense | 10,554 |
| Total Deposits | 597,291 |
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Total NonInterest Expense | 21,631 |
| Net Loans & Leases | 488,193 |
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Net Income | 4,683 |
| Loan Loss Allowance | 3,190 |
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Net Charge Offs | 269 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 52,924 |
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Total loans | 484,604 |
| Total assets for the leverage ratio | 656,331 |
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Loans secured by real estate: | 368,192 |
| Tier 1 Leverage Ratio | 7.58 |
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Commercial and industrial loans | 70,251 |
| Tier 1 Capital Ratio | 11.26 |
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Loans to individuals - Credit Cards | 2,959 |
| Total Capital Ratio | 11.98 |
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Loans to individuals - Other | 42,690 |
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:· The Poca Valley Bank, Inc.
