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 The Poca Valley Bank, Inc.
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The Poca Valley Bank, Inc.
| RSSD ID 851239 | CERTIFICATE 11952 | ABA NUMBER 51503145 |
| 7033 Charleston Rd |
Quarter Ended : |
2026-06-30 |
| Walton, West Virginia, 25286 |
Updated : |
2026-07-30 |
| www.pocavalleybank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
144 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 666,227 |
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Total Interest Income | 17,342 |
| Total Liabilities | 620,053 |
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Total NonInterest Income | 2,334 |
| Total Bank Equity Capital | 46,174 |
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Total Interest Expense | 4,729 |
| Total Deposits | 603,330 |
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Total NonInterest Expense | 12,042 |
| Net Loans & Leases | 502,665 |
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Net Income | 2,352 |
| Loan Loss Allowance | 2,946 |
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Net Charge Offs | 174 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,513 |
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Total loans | 498,478 |
| Total assets for the leverage ratio | 662,278 |
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Loans secured by real estate: | 381,473 |
| Tier 1 Leverage Ratio | 7.78 |
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Commercial and industrial loans | 73,826 |
| Tier 1 Capital Ratio | 11.36 |
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Loans to individuals - Credit Cards | 2,995 |
| Total Capital Ratio | 12.02 |
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Loans to individuals - Other | 39,763 |
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:· The Poca Valley Bank, Inc.
