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Better Banks
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Better Banks
| RSSD ID 851631 | CERTIFICATE 1808 | ABA NUMBER 71120207 |
| 10225 N Knoxville Ave |
Quarter Ended : |
2026-06-30 |
| Peoria, Illinois, 61615 |
Updated : |
2026-07-23 |
| www.betterbanks.com |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
9 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 445,751 |
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Total Interest Income | 10,394 |
| Total Liabilities | 410,254 |
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Total NonInterest Income | 2,906 |
| Total Bank Equity Capital | 35,497 |
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Total Interest Expense | 2,298 |
| Total Deposits | 406,951 |
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Total NonInterest Expense | 7,918 |
| Net Loans & Leases | 296,166 |
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Net Income | 2,470 |
| Loan Loss Allowance | 3,972 |
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Net Charge Offs | 195 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 45,077 |
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Total loans | 296,860 |
| Total assets for the leverage ratio | 437,017 |
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Loans secured by real estate: | 150,412 |
| Tier 1 Leverage Ratio | 9.43 |
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Commercial and industrial loans | 18,569 |
| Tier 1 Capital Ratio | 13.36 |
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Loans to individuals - Credit Cards | 1,028 |
| Total Capital Ratio | 14.61 |
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Loans to individuals - Other | 113,314 |
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