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 Better Banks
Better Banks
| RSSD ID 851631 | CERTIFICATE 1808 | ABA NUMBER 71120207 |
| 10225 N Knoxville Ave |
Quarter Ended : |
2025-09-30 |
| Peoria, Illinois, 61615 |
Updated : |
2025-10-22 |
| www.betterbanks.com |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
10 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 438,485 |
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Total Interest Income | 14,813 |
| Total Liabilities | 405,149 |
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Total NonInterest Income | 4,256 |
| Total Bank Equity Capital | 33,336 |
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Total Interest Expense | 4,057 |
| Total Deposits | 401,762 |
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Total NonInterest Expense | 10,870 |
| Net Loans & Leases | 288,443 |
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Net Income | 2,999 |
| Loan Loss Allowance | 3,699 |
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Net Charge Offs | 384 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,234 |
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Total loans | 291,514 |
| Total assets for the leverage ratio | 441,314 |
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Loans secured by real estate: | 142,927 |
| Tier 1 Leverage Ratio | 9.15 |
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Commercial and industrial loans | 17,334 |
| Tier 1 Capital Ratio | 13.16 |
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Loans to individuals - Credit Cards | 1,050 |
| Total Capital Ratio | 14.41 |
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Loans to individuals - Other | 117,545 |
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:· Better Banks
