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The Union Bank
The Union Bank
| RSSD ID 852254 | CERTIFICATE 9420 | ABA NUMBER 91310741 |
| 1700 Highway 49 N |
Quarter Ended : |
2025-12-31 |
| Beulah, North Dakota, 58523 |
Updated : |
2026-01-15 |
| www.theunionbank.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 327,171 |
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Total Interest Income | 17,931 |
| Total Liabilities | 298,151 |
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Total NonInterest Income | 613 |
| Total Bank Equity Capital | 29,020 |
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Total Interest Expense | 5,959 |
| Total Deposits | 277,321 |
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Total NonInterest Expense | 8,518 |
| Net Loans & Leases | 201,780 |
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Net Income | 3,186 |
| Loan Loss Allowance | 2,091 |
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Net Charge Offs | 142 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 194,473 |
| Total assets for the leverage ratio | 318,951 |
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Loans secured by real estate: | 108,892 |
| Tier 1 Leverage Ratio | 9.43 |
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Commercial and industrial loans | 11,225 |
| Off Balance Sheet Exposures (%) | 7.35 |
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Loans to individuals - Credit Cards | 152 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,872 |
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