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 Southern Bancorp Bank
Southern Bancorp Bank
| RSSD ID 852544 | CERTIFICATE 1528 | ABA NUMBER 82901334 |
| 601 Main St |
Quarter Ended : |
2025-12-31 |
| Arkadelphia, Arkansas, 71923 |
Updated : |
2026-01-30 |
| www.banksouthern.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
57 |
Number of Employees : |
519 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,779,153 |
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Total Interest Income | 141,739 |
| Total Liabilities | 2,391,469 |
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Total NonInterest Income | 15,931 |
| Total Bank Equity Capital | 387,684 |
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Total Interest Expense | 48,996 |
| Total Deposits | 2,118,144 |
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Total NonInterest Expense | 79,585 |
| Net Loans & Leases | 1,825,641 |
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Net Income | 22,572 |
| Loan Loss Allowance | 20,136 |
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Net Charge Offs | 2,605 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,839,900 |
| Total assets for the leverage ratio | 2,813,965 |
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Loans secured by real estate: | 1,479,208 |
| Tier 1 Leverage Ratio | 12.77 |
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Commercial and industrial loans | 214,784 |
| Off Balance Sheet Exposures (%) | 13.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 42,371 |
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:· Southern Bancorp Bank
