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 Genesee Regional Bank
Genesee Regional Bank
| RSSD ID 852704 | CERTIFICATE 26333 | ABA NUMBER 22313021 |
| 1850 Winton Rd S |
Quarter Ended : |
2025-09-30 |
| Rochester, New York, 14618 |
Updated : |
2025-10-30 |
| www.grbbank.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
164 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,316,916 |
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Total Interest Income | 50,599 |
| Total Liabilities | 1,204,541 |
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Total NonInterest Income | 11,693 |
| Total Bank Equity Capital | 112,375 |
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Total Interest Expense | 24,055 |
| Total Deposits | 1,004,079 |
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Total NonInterest Expense | 21,168 |
| Net Loans & Leases | 889,447 |
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Net Income | 10,735 |
| Loan Loss Allowance | 12,214 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 933,923 |
| Total assets for the leverage ratio | 1,275,369 |
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Loans secured by real estate: | 639,408 |
| Tier 1 Leverage Ratio | 10.05 |
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Commercial and industrial loans | 261,583 |
| Off Balance Sheet Exposures (%) | 7.43 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,297 |
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:· Genesee Regional Bank
