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Unity National Bank of Houston
Unity National Bank of Houston
| RSSD ID 853251 | CERTIFICATE 26351 | ABA NUMBER 113001242 |
| 2602 Blodgett St |
Quarter Ended : |
2025-12-31 |
| Houston, Texas, 77004 |
Updated : |
2026-01-30 |
| www.unitybanktexas.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 228,695 |
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Total Interest Income | 11,699 |
| Total Liabilities | 199,684 |
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Total NonInterest Income | 42,861 |
| Total Bank Equity Capital | 29,011 |
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Total Interest Expense | 5,721 |
| Total Deposits | 197,079 |
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Total NonInterest Expense | 45,815 |
| Net Loans & Leases | 135,519 |
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Net Income | 2,004 |
| Loan Loss Allowance | 2,006 |
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Net Charge Offs | 562 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 34,363 |
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Total loans | 142,432 |
| Total assets for the leverage ratio | 236,487 |
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Loans secured by real estate: | 71,994 |
| Tier 1 Leverage Ratio | 14 |
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Commercial and industrial loans | 76,503 |
| Tier 1 Capital Ratio | 33.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 34.72 |
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Loans to individuals - Other | 312 |
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