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 Oconee Federal Savings and Loan Association
Oconee Federal Savings and Loan Association
| RSSD ID 853671 | CERTIFICATE 30111 | ABA NUMBER 253272410 |
| 115 E North 2nd St |
Quarter Ended : |
2025-12-31 |
| Seneca, South Carolina, 29678 |
Updated : |
2026-01-22 |
| www.oconeefederal.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 663,576 |
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Total Interest Income | 28,592 |
| Total Liabilities | 582,269 |
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Total NonInterest Income | 1,652 |
| Total Bank Equity Capital | 81,307 |
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Total Interest Expense | 11,788 |
| Total Deposits | 557,137 |
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Total NonInterest Expense | 12,296 |
| Net Loans & Leases | 482,044 |
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Net Income | 5,048 |
| Loan Loss Allowance | 3,443 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 93,591 |
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Total loans | 481,221 |
| Total assets for the leverage ratio | 672,696 |
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Loans secured by real estate: | 476,244 |
| Tier 1 Leverage Ratio | 13.35 |
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Commercial and industrial loans | 2,165 |
| Tier 1 Capital Ratio | 24.55 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.58 |
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Loans to individuals - Other | 2,812 |
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:· Oconee Federal Savings and Loan Association
