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 Citizens National Bank of Albion
Citizens National Bank of Albion
| RSSD ID 853747 | CERTIFICATE 15760 | ABA NUMBER 81221549 |
| 10 W Elm St |
Quarter Ended : |
2025-03-31 |
| Albion, Illinois, 62806 |
Updated : |
2025-04-11 |
| www.cnbalbion.bank |
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| Institution Profile |
| Year Opened : |
1940 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 346,932 |
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Total Interest Income | 4,018 |
| Total Liabilities | 290,343 |
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Total NonInterest Income | 340 |
| Total Bank Equity Capital | 56,589 |
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Total Interest Expense | 1,245 |
| Total Deposits | 286,370 |
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Total NonInterest Expense | 1,699 |
| Net Loans & Leases | 222,256 |
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Net Income | 1,044 |
| Loan Loss Allowance | 3,107 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 61,724 |
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Total loans | 228,428 |
| Total assets for the leverage ratio | 350,083 |
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Loans secured by real estate: | 152,931 |
| Tier 1 Leverage Ratio | 16.79 |
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Commercial and industrial loans | 29,112 |
| Tier 1 Capital Ratio | 24.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.12 |
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Loans to individuals - Other | 14,196 |
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:· Citizens National Bank of Albion
