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 OceanFirst Bank, National Association
OceanFirst Bank, National Association
| RSSD ID 85472 | CERTIFICATE 28359 | ABA NUMBER 231270353 |
| 975 Hooper Ave |
Quarter Ended : |
2025-09-30 |
| Toms River, New Jersey, 8753 |
Updated : |
2025-10-29 |
| www.oceanfirst.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
41 |
Number of Employees : |
1,019 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 14,230,921 |
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Total Interest Income | 468,787 |
| Total Liabilities | 12,521,358 |
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Total NonInterest Income | 28,480 |
| Total Bank Equity Capital | 1,709,563 |
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Total Interest Expense | 196,679 |
| Total Deposits | 10,560,343 |
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Total NonInterest Expense | 204,614 |
| Net Loans & Leases | 10,489,852 |
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Net Income | 63,546 |
| Loan Loss Allowance | 81,236 |
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Net Charge Offs | 3,470 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,258,649 |
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Total loans | 10,356,016 |
| Total assets for the leverage ratio | 12,923,257 |
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Loans secured by real estate: | 9,419,985 |
| Tier 1 Leverage Ratio | 9.07 |
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Commercial and industrial loans | 598,914 |
| Tier 1 Capital Ratio | 11.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.1 |
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Loans to individuals - Other | 27,938 |
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:· OceanFirst Bank, National Association
