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 OceanFirst Bank, National Association
OceanFirst Bank, National Association
| RSSD ID 85472 | CERTIFICATE 28359 | ABA NUMBER 231270353 |
| 975 Hooper Ave |
Quarter Ended : |
2025-12-31 |
| Toms River, New Jersey, 8753 |
Updated : |
2026-01-30 |
| www.oceanfirst.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
42 |
Number of Employees : |
928 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 14,471,649 |
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Total Interest Income | 639,751 |
| Total Liabilities | 12,734,219 |
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Total NonInterest Income | 37,641 |
| Total Bank Equity Capital | 1,737,430 |
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Total Interest Expense | 268,925 |
| Total Deposits | 11,041,860 |
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Total NonInterest Expense | 283,624 |
| Net Loans & Leases | 10,970,666 |
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Net Income | 83,022 |
| Loan Loss Allowance | 83,726 |
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Net Charge Offs | 5,444 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,282,441 |
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Total loans | 10,803,764 |
| Total assets for the leverage ratio | 13,706,510 |
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Loans secured by real estate: | 9,702,494 |
| Tier 1 Leverage Ratio | 8.71 |
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Commercial and industrial loans | 729,434 |
| Tier 1 Capital Ratio | 11.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.39 |
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Loans to individuals - Other | 22,111 |
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:· OceanFirst Bank, National Association
