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 St. Clair State Bank (Incorporated)
St. Clair State Bank (Incorporated)
| RSSD ID 854753 | CERTIFICATE 1903 | ABA NUMBER 91909437 |
| 100 Main St W |
Quarter Ended : |
2025-12-31 |
| Saint Clair, Minnesota, 56080 |
Updated : |
2026-01-15 |
| www.stclairstatebank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 131,201 |
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Total Interest Income | 7,240 |
| Total Liabilities | 116,943 |
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Total NonInterest Income | 233 |
| Total Bank Equity Capital | 14,258 |
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Total Interest Expense | 2,919 |
| Total Deposits | 115,921 |
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Total NonInterest Expense | 2,469 |
| Net Loans & Leases | 97,694 |
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Net Income | 2,116 |
| Loan Loss Allowance | 1,239 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 95,637 |
| Total assets for the leverage ratio | 133,052 |
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Loans secured by real estate: | 55,330 |
| Tier 1 Leverage Ratio | 10.72 |
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Commercial and industrial loans | 9,499 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,343 |
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:· St. Clair State Bank (Incorporated)
