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First State Bank
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First State Bank
| RSSD ID 854847 | CERTIFICATE 5791 | ABA NUMBER 73921543 |
| 304 E Main St |
Quarter Ended : |
2026-06-30 |
| Belmond, Iowa, 50421 |
Updated : |
2026-07-28 |
| WWW.FSBBELMOND.COM |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 141,706 |
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Total Interest Income | 2,874 |
| Total Liabilities | 128,309 |
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Total NonInterest Income | 282 |
| Total Bank Equity Capital | 13,397 |
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Total Interest Expense | 1,363 |
| Total Deposits | 117,801 |
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Total NonInterest Expense | 1,030 |
| Net Loans & Leases | 61,938 |
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Net Income | 506 |
| Loan Loss Allowance | 656 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 64,024 |
| Total assets for the leverage ratio | 140,991 |
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Loans secured by real estate: | 27,679 |
| Tier 1 Leverage Ratio | 11.23 |
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Commercial and industrial loans | 22,336 |
| Off Balance Sheet Exposures (%) | 1.14 |
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Loans to individuals - Credit Cards | 201 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,185 |
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