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 Murphy Bank
Murphy Bank
| RSSD ID 855563 | CERTIFICATE 25726 | ABA NUMBER 321181501 |
| 5180 N Palm Ave |
Quarter Ended : |
2025-12-31 |
| Fresno, California, 93704 |
Updated : |
2026-01-09 |
| www.murphybank.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 365,328 |
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Total Interest Income | 27,350 |
| Total Liabilities | 311,734 |
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Total NonInterest Income | 581 |
| Total Bank Equity Capital | 53,594 |
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Total Interest Expense | 11,369 |
| Total Deposits | 304,222 |
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Total NonInterest Expense | 8,536 |
| Net Loans & Leases | 302,341 |
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Net Income | 7,093 |
| Loan Loss Allowance | 3,947 |
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Net Charge Offs | 655 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 239,008 |
| Total assets for the leverage ratio | 361,772 |
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Loans secured by real estate: | 65,788 |
| Tier 1 Leverage Ratio | 14.81 |
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Commercial and industrial loans | 88,364 |
| Off Balance Sheet Exposures (%) | 0.93 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 86,388 |
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:· Murphy Bank
