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St. Martin National Bank
St. Martin National Bank
| RSSD ID 856159 | CERTIFICATE 18937 | ABA NUMBER 91914406 |
| 136 Maine St |
Quarter Ended : |
2025-12-31 |
| Saint Martin, Minnesota, 56376 |
Updated : |
2026-01-06 |
| www.stmartinnationalbank.com |
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| Institution Profile |
| Year Opened : |
1963 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
5 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 28,447 |
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Total Interest Income | 1,222 |
| Total Liabilities | 24,301 |
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Total NonInterest Income | 311 |
| Total Bank Equity Capital | 4,146 |
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Total Interest Expense | 229 |
| Total Deposits | 24,258 |
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Total NonInterest Expense | 826 |
| Net Loans & Leases | 12,688 |
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Net Income | 475 |
| Loan Loss Allowance | 197 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 13,183 |
| Total assets for the leverage ratio | 29,610 |
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Loans secured by real estate: | 9,837 |
| Tier 1 Leverage Ratio | 14.43 |
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Commercial and industrial loans | 1,581 |
| Off Balance Sheet Exposures (%) | 2.75 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 780 |
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