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 American Commercial Bank & Trust, National Association
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American Commercial Bank & Trust, National Association
| RSSD ID 856243 | CERTIFICATE 3719 | ABA NUMBER 71902399 |
| 701 La Salle St |
Quarter Ended : |
2026-03-31 |
| Ottawa, Illinois, 61350 |
Updated : |
2026-04-28 |
| www.acbandt.com |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
161 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,035,262 |
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Total Interest Income | 30,670 |
| Total Liabilities | 1,853,441 |
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Total NonInterest Income | 366 |
| Total Bank Equity Capital | 181,821 |
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Total Interest Expense | 11,311 |
| Total Deposits | 1,827,517 |
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Total NonInterest Expense | 10,001 |
| Net Loans & Leases | 1,669,529 |
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Net Income | 6,253 |
| Loan Loss Allowance | 25,332 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 205,933 |
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Total loans | 1,710,578 |
| Total assets for the leverage ratio | 2,021,490 |
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Loans secured by real estate: | 1,195,728 |
| Tier 1 Leverage Ratio | 9.1 |
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Commercial and industrial loans | 466,797 |
| Tier 1 Capital Ratio | 10.45 |
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Loans to individuals - Credit Cards | 483 |
| Total Capital Ratio | 11.7 |
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Loans to individuals - Other | 2,263 |
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:· American Commercial Bank & Trust, National Association
