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 American Commercial Bank & Trust, National Association
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American Commercial Bank & Trust, National Association
| RSSD ID 856243 | CERTIFICATE 3719 | ABA NUMBER 71902399 |
| 701 La Salle St |
Quarter Ended : |
2026-06-30 |
| Ottawa, Illinois, 61350 |
Updated : |
2026-07-23 |
| www.acbandt.com |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
166 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,069,383 |
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Total Interest Income | 62,948 |
| Total Liabilities | 1,880,440 |
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Total NonInterest Income | 1,948 |
| Total Bank Equity Capital | 188,943 |
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Total Interest Expense | 22,889 |
| Total Deposits | 1,844,041 |
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Total NonInterest Expense | 21,361 |
| Net Loans & Leases | 1,726,692 |
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Net Income | 13,691 |
| Loan Loss Allowance | 26,185 |
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Net Charge Offs | 143 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,739,190 |
| Total assets for the leverage ratio | 2,048,871 |
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Loans secured by real estate: | 1,238,954 |
| Tier 1 Leverage Ratio | 9.34 |
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Commercial and industrial loans | 498,151 |
| Off Balance Sheet Exposures (%) | 13.15 |
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Loans to individuals - Credit Cards | 492 |
| Trading Assets and Liabilities (%) | 0.51 |
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Loans to individuals - Other | 1,593 |
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:· American Commercial Bank & Trust, National Association
