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 American Commercial Bank & Trust, National Association
American Commercial Bank & Trust, National Association
| RSSD ID 856243 | CERTIFICATE 3719 | ABA NUMBER 71902399 |
| 701 La Salle St |
Quarter Ended : |
2025-06-30 |
| Ottawa, Illinois, 61350 |
Updated : |
2025-07-14 |
| www.acbandt.com |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
154 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,848,303 |
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Total Interest Income | 54,122 |
| Total Liabilities | 1,686,684 |
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Total NonInterest Income | 4,203 |
| Total Bank Equity Capital | 161,619 |
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Total Interest Expense | 21,932 |
| Total Deposits | 1,640,275 |
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Total NonInterest Expense | 18,561 |
| Net Loans & Leases | 1,530,133 |
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Net Income | 11,997 |
| Loan Loss Allowance | 22,646 |
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Net Charge Offs | 1,020 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 185,496 |
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Total loans | 1,523,178 |
| Total assets for the leverage ratio | 1,805,235 |
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Loans secured by real estate: | 1,082,531 |
| Tier 1 Leverage Ratio | 9.12 |
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Commercial and industrial loans | 442,101 |
| Tier 1 Capital Ratio | 9.92 |
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Loans to individuals - Credit Cards | 507 |
| Total Capital Ratio | 11.17 |
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Loans to individuals - Other | 2,750 |
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:· American Commercial Bank & Trust, National Association
