|
 |
 |
|
The Citizens Bank
|
The Citizens Bank
| RSSD ID 856748 | CERTIFICATE 17211 | ABA NUMBER 82907736 |
| 655 S Saint Louis St |
Quarter Ended : |
2026-06-30 |
| Batesville, Arkansas, 72501 |
Updated : |
2026-07-09 |
| www.thecitizensbank.net |
|
| Institution Profile |
| Year Opened : |
1953 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
199 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,616,832 |
|
Total Interest Income | 44,186 |
| Total Liabilities | 1,471,415 |
|
Total NonInterest Income | 3,925 |
| Total Bank Equity Capital | 145,417 |
|
Total Interest Expense | 16,662 |
| Total Deposits | 1,465,633 |
|
Total NonInterest Expense | 15,171 |
| Net Loans & Leases | 1,248,575 |
|
Net Income | 12,413 |
| Loan Loss Allowance | 18,634 |
|
Net Charge Offs | 534 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 165,764 |
|
Total loans | 1,258,246 |
| Total assets for the leverage ratio | 1,666,767 |
|
Loans secured by real estate: | 1,036,736 |
| Tier 1 Leverage Ratio | 8.87 |
|
Commercial and industrial loans | 181,325 |
| Tier 1 Capital Ratio | 10.36 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.61 |
|
Loans to individuals - Other | 11,750 |
|
|
|
|