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 Mid-Southern Savings Bank, FSB
Mid-Southern Savings Bank, FSB
| RSSD ID 857875 | CERTIFICATE 30133 | ABA NUMBER 283971901 |
| 300 N Water St |
Quarter Ended : |
2025-03-31 |
| Salem, Indiana, 47167 |
Updated : |
2025-04-21 |
| www.mid-southern.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 227,969 |
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Total Interest Income | 2,753 |
| Total Liabilities | 193,052 |
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Total NonInterest Income | 249 |
| Total Bank Equity Capital | 34,917 |
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Total Interest Expense | 551 |
| Total Deposits | 192,140 |
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Total NonInterest Expense | 1,471 |
| Net Loans & Leases | 127,698 |
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Net Income | 815 |
| Loan Loss Allowance | 1,848 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 137,730 |
| Total assets for the leverage ratio | 228,981 |
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Loans secured by real estate: | 119,114 |
| Tier 1 Leverage Ratio | 15.55 |
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Commercial and industrial loans | 10,080 |
| Off Balance Sheet Exposures (%) | 4.45 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,261 |
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:· Mid-Southern Savings Bank, FSB
