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 The Citizens State Bank
The Citizens State Bank
| RSSD ID 858854 | CERTIFICATE 15111 | ABA NUMBER 101106379 |
| 410 Main St |
Quarter Ended : |
2025-12-31 |
| Gridley, Kansas, 66852 |
Updated : |
2026-01-28 |
| www.bankcsb.bank |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 334,966 |
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Total Interest Income | 17,519 |
| Total Liabilities | 298,047 |
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Total NonInterest Income | 1,669 |
| Total Bank Equity Capital | 36,919 |
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Total Interest Expense | 3,573 |
| Total Deposits | 295,733 |
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Total NonInterest Expense | 8,377 |
| Net Loans & Leases | 193,335 |
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Net Income | 5,340 |
| Loan Loss Allowance | 2,465 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 189,231 |
| Total assets for the leverage ratio | 325,752 |
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Loans secured by real estate: | 96,065 |
| Tier 1 Leverage Ratio | 11.8 |
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Commercial and industrial loans | 28,378 |
| Off Balance Sheet Exposures (%) | 0.59 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,247 |
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:· The Citizens State Bank
