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Bankesb
Bankesb
RSSD ID 859002 | CERTIFICATE 90188 | ABA NUMBER 211870935 |
36 Main St |
Quarter Ended : |
2025-03-31 |
Easthampton, Massachusetts, 1027 |
Updated : |
2025-04-24 |
www.bankesb.com |
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Institution Profile |
Year Opened : |
1869 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
11 |
Number of Employees : |
240 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 2,031,813 |
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Total Interest Income | 24,011 |
Total Liabilities | 1,837,190 |
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Total NonInterest Income | 2,284 |
Total Bank Equity Capital | 194,623 |
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Total Interest Expense | 11,296 |
Total Deposits | 1,742,336 |
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Total NonInterest Expense | 11,091 |
Net Loans & Leases | 1,628,612 |
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Net Income | 2,509 |
Loan Loss Allowance | 18,345 |
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Net Charge Offs | 14 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 217,278 |
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Total loans | 1,656,857 |
Total assets for the leverage ratio | 2,028,706 |
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Loans secured by real estate: | 1,454,580 |
Tier 1 Leverage Ratio | 9.78 |
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Commercial and industrial loans | 188,998 |
Tier 1 Capital Ratio | 11.56 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 12.66 |
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Loans to individuals - Other | 1,109 |
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