|
 |
|
|
 Ridgewood Savings Bank
Ridgewood Savings Bank
| RSSD ID 859712 | CERTIFICATE 16026 | ABA NUMBER 226071033 |
| 7102 Forest Ave |
Quarter Ended : |
2025-09-30 |
| Ridgewood, New York, 11385 |
Updated : |
2025-10-29 |
| www.ridgewoodbank.com |
|
| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
38 |
Number of Employees : |
517 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 7,379,699 |
|
Total Interest Income | 213,234 |
| Total Liabilities | 6,459,793 |
|
Total NonInterest Income | 12,017 |
| Total Bank Equity Capital | 919,767 |
|
Total Interest Expense | 117,668 |
| Total Deposits | 5,849,449 |
|
Total NonInterest Expense | 83,169 |
| Net Loans & Leases | 4,825,658 |
|
Net Income | 27,517 |
| Loan Loss Allowance | 38,035 |
|
Net Charge Offs | 2,277 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 4,852,231 |
| Total assets for the leverage ratio | 7,250,553 |
|
Loans secured by real estate: | 4,823,384 |
| Tier 1 Leverage Ratio | 13.18 |
|
Commercial and industrial loans | 2,224 |
| Off Balance Sheet Exposures (%) | 0.91 |
|
Loans to individuals - Credit Cards | 4,389 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 11,656 |
|
|
|
|
:· Ridgewood Savings Bank
