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 Ridgewood Savings Bank
Ridgewood Savings Bank
| RSSD ID 859712 | CERTIFICATE 16026 | ABA NUMBER 226071033 |
| 7102 Forest Ave |
Quarter Ended : |
2025-12-31 |
| Ridgewood, New York, 11385 |
Updated : |
2026-01-29 |
| www.ridgewoodbank.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
38 |
Number of Employees : |
516 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 7,481,657 |
|
Total Interest Income | 290,731 |
| Total Liabilities | 6,540,581 |
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Total NonInterest Income | 16,134 |
| Total Bank Equity Capital | 940,937 |
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Total Interest Expense | 157,432 |
| Total Deposits | 5,933,629 |
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Total NonInterest Expense | 111,390 |
| Net Loans & Leases | 4,852,692 |
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Net Income | 36,716 |
| Loan Loss Allowance | 37,679 |
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Net Charge Offs | 5,855 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 4,882,116 |
| Total assets for the leverage ratio | 7,364,326 |
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Loans secured by real estate: | 4,852,109 |
| Tier 1 Leverage Ratio | 13.11 |
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Commercial and industrial loans | 2,514 |
| Off Balance Sheet Exposures (%) | 1.12 |
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Loans to individuals - Credit Cards | 4,606 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,574 |
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:· Ridgewood Savings Bank
