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 Bank of Zachary
Bank of Zachary
| RSSD ID 860334 | CERTIFICATE 306 | ABA NUMBER 65402520 |
| 4743 Main St |
Quarter Ended : |
2025-12-31 |
| Zachary, Louisiana, 70791 |
Updated : |
2026-01-26 |
| www.bankofzachary.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
66 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 411,205 |
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Total Interest Income | 21,389 |
| Total Liabilities | 372,130 |
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Total NonInterest Income | 1,347 |
| Total Bank Equity Capital | 39,075 |
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Total Interest Expense | 5,808 |
| Total Deposits | 357,754 |
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Total NonInterest Expense | 12,512 |
| Net Loans & Leases | 286,886 |
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Net Income | 3,569 |
| Loan Loss Allowance | 2,824 |
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Net Charge Offs | (14) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 53,876 |
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Total loans | 286,064 |
| Total assets for the leverage ratio | 426,269 |
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Loans secured by real estate: | 265,881 |
| Tier 1 Leverage Ratio | 11.97 |
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Commercial and industrial loans | 7,122 |
| Tier 1 Capital Ratio | 18.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.96 |
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Loans to individuals - Other | 4,721 |
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:· Bank of Zachary
