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The Pleasants County Bank
The Pleasants County Bank
RSSD ID 8631 | CERTIFICATE 847 | ABA NUMBER 51501765 |
215 Washington St |
Quarter Ended : |
2025-03-31 |
Saint Marys, West Virginia, 26170 |
Updated : |
2025-05-07 |
www.pcbsm.com |
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Institution Profile |
Year Opened : |
1896 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
2 |
Number of Employees : |
15 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 76,551 |
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Total Interest Income | 733 |
Total Liabilities | 69,958 |
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Total NonInterest Income | 61 |
Total Bank Equity Capital | 6,593 |
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Total Interest Expense | 230 |
Total Deposits | 69,089 |
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Total NonInterest Expense | 511 |
Net Loans & Leases | 39,547 |
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Net Income | 44 |
Loan Loss Allowance | 407 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 39,827 |
Total assets for the leverage ratio | 75,031 |
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Loans secured by real estate: | 32,631 |
Tier 1 Leverage Ratio | 9.92 |
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Commercial and industrial loans | 4,038 |
Off Balance Sheet Exposures (%) | 3.6 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,708 |
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