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 The Pleasants County Bank
The Pleasants County Bank
| RSSD ID 8631 | CERTIFICATE 847 | ABA NUMBER 51501765 |
| 215 Washington St |
Quarter Ended : |
2025-12-31 |
| Saint Marys, West Virginia, 26170 |
Updated : |
2026-02-10 |
| www.pcbsm.com |
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| Institution Profile |
| Year Opened : |
1896 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 79,436 |
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Total Interest Income | 3,243 |
| Total Liabilities | 72,395 |
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Total NonInterest Income | 276 |
| Total Bank Equity Capital | 7,041 |
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Total Interest Expense | 883 |
| Total Deposits | 71,602 |
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Total NonInterest Expense | 2,118 |
| Net Loans & Leases | 45,762 |
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Net Income | 423 |
| Loan Loss Allowance | 419 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 45,061 |
| Total assets for the leverage ratio | 78,905 |
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Loans secured by real estate: | 38,279 |
| Tier 1 Leverage Ratio | 9.64 |
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Commercial and industrial loans | 3,999 |
| Off Balance Sheet Exposures (%) | 4.45 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,508 |
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:· The Pleasants County Bank
