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 Farmers & Merchants Savings Bank
Farmers & Merchants Savings Bank
| RSSD ID 863746 | CERTIFICATE 9298 | ABA NUMBER 73903244 |
| 101 E Main St |
Quarter Ended : |
2025-12-31 |
| Manchester, Iowa, 52057 |
Updated : |
2026-02-01 |
| www.fmbankia.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
88 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 593,773 |
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Total Interest Income | 33,639 |
| Total Liabilities | 517,816 |
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Total NonInterest Income | 1,604 |
| Total Bank Equity Capital | 75,957 |
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Total Interest Expense | 9,207 |
| Total Deposits | 514,050 |
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Total NonInterest Expense | 17,037 |
| Net Loans & Leases | 427,441 |
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Net Income | 4,298 |
| Loan Loss Allowance | 6,829 |
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Net Charge Offs | 5,327 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 83,509 |
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Total loans | 426,790 |
| Total assets for the leverage ratio | 602,379 |
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Loans secured by real estate: | 203,127 |
| Tier 1 Leverage Ratio | 12.73 |
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Commercial and industrial loans | 167,600 |
| Tier 1 Capital Ratio | 14.04 |
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Loans to individuals - Credit Cards | 990 |
| Total Capital Ratio | 15.29 |
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Loans to individuals - Other | 1,284 |
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:· Farmers & Merchants Savings Bank
