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 Piedmont Federal Savings Bank
Piedmont Federal Savings Bank
| RSSD ID 864471 | CERTIFICATE 27619 | ABA NUMBER 253171773 |
| 201 S Stratford Rd |
Quarter Ended : |
2025-12-31 |
| Winston Salem, North Carolina, 27103 |
Updated : |
2026-01-27 |
| www.piedmontfederal.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
118 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,295,729 |
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Total Interest Income | 52,696 |
| Total Liabilities | 1,056,060 |
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Total NonInterest Income | 3,657 |
| Total Bank Equity Capital | 239,669 |
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Total Interest Expense | 27,073 |
| Total Deposits | 954,994 |
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Total NonInterest Expense | 27,081 |
| Net Loans & Leases | 865,772 |
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Net Income | 1,739 |
| Loan Loss Allowance | 6,676 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 863,868 |
| Total assets for the leverage ratio | 1,281,607 |
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Loans secured by real estate: | 823,589 |
| Tier 1 Leverage Ratio | 19.15 |
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Commercial and industrial loans | 32,659 |
| Off Balance Sheet Exposures (%) | 6.85 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 297 |
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:· Piedmont Federal Savings Bank
