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Bank of 1889
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Bank of 1889
| RSSD ID 864846 | CERTIFICATE 3854 | ABA NUMBER 82902511 |
| 305 Public Sq |
Quarter Ended : |
2026-06-30 |
| Berryville, Arkansas, 72616 |
Updated : |
2026-07-07 |
| www.1889.bank |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
12 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 339,236 |
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Total Interest Income | 10,867 |
| Total Liabilities | 302,161 |
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Total NonInterest Income | 725 |
| Total Bank Equity Capital | 37,075 |
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Total Interest Expense | 1,438 |
| Total Deposits | 298,804 |
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Total NonInterest Expense | 6,440 |
| Net Loans & Leases | 259,631 |
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Net Income | 3,373 |
| Loan Loss Allowance | 2,959 |
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Net Charge Offs | 225 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 262,046 |
| Total assets for the leverage ratio | 339,663 |
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Loans secured by real estate: | 206,871 |
| Tier 1 Leverage Ratio | 10.85 |
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Commercial and industrial loans | 24,255 |
| Off Balance Sheet Exposures (%) | 8.43 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,492 |
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