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 Bank of 1889
Bank of 1889
| RSSD ID 864846 | CERTIFICATE 3854 | ABA NUMBER 82902511 |
| 305 Public Sq |
Quarter Ended : |
2025-09-30 |
| Berryville, Arkansas, 72616 |
Updated : |
2025-10-07 |
| www.1889.bank |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
11 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 313,850 |
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Total Interest Income | 15,495 |
| Total Liabilities | 277,290 |
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Total NonInterest Income | 1,033 |
| Total Bank Equity Capital | 36,560 |
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Total Interest Expense | 2,059 |
| Total Deposits | 274,176 |
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Total NonInterest Expense | 9,182 |
| Net Loans & Leases | 251,501 |
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Net Income | 4,879 |
| Loan Loss Allowance | 2,842 |
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Net Charge Offs | 231 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 253,567 |
| Total assets for the leverage ratio | 310,831 |
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Loans secured by real estate: | 193,164 |
| Tier 1 Leverage Ratio | 11.69 |
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Commercial and industrial loans | 28,797 |
| Off Balance Sheet Exposures (%) | 7.85 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,462 |
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:· Bank of 1889
