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 Clear Lake Bank and Trust Company
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Clear Lake Bank and Trust Company
| RSSD ID 865544 | CERTIFICATE 15690 | ABA NUMBER 73904036 |
| 322 Main Ave |
Quarter Ended : |
2026-06-30 |
| Clear Lake, Iowa, 50428 |
Updated : |
2026-08-05 |
| www.clearlakebank.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
90 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 649,331 |
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Total Interest Income | 17,349 |
| Total Liabilities | 593,614 |
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Total NonInterest Income | 2,484 |
| Total Bank Equity Capital | 55,717 |
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Total Interest Expense | 5,068 |
| Total Deposits | 584,970 |
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Total NonInterest Expense | 7,936 |
| Net Loans & Leases | 488,532 |
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Net Income | 6,247 |
| Loan Loss Allowance | 6,481 |
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Net Charge Offs | 50 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 60,944 |
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Total loans | 488,060 |
| Total assets for the leverage ratio | 643,369 |
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Loans secured by real estate: | 365,549 |
| Tier 1 Leverage Ratio | 8.53 |
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Commercial and industrial loans | 53,666 |
| Tier 1 Capital Ratio | 11.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.53 |
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Loans to individuals - Other | 12,943 |
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:· Clear Lake Bank and Trust Company
