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 Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
| RSSD ID 865544 | CERTIFICATE 15690 | ABA NUMBER 73904036 |
| 322 Main Ave |
Quarter Ended : |
2025-03-31 |
| Clear Lake, Iowa, 50428 |
Updated : |
2025-04-22 |
| www.clearlakebank.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
90 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 615,545 |
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Total Interest Income | 7,808 |
| Total Liabilities | 564,968 |
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Total NonInterest Income | 1,227 |
| Total Bank Equity Capital | 50,577 |
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Total Interest Expense | 2,526 |
| Total Deposits | 556,549 |
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Total NonInterest Expense | 3,724 |
| Net Loans & Leases | 456,412 |
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Net Income | 2,615 |
| Loan Loss Allowance | 5,961 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 56,173 |
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Total loans | 447,874 |
| Total assets for the leverage ratio | 602,931 |
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Loans secured by real estate: | 319,053 |
| Tier 1 Leverage Ratio | 8.37 |
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Commercial and industrial loans | 60,590 |
| Tier 1 Capital Ratio | 11.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.31 |
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Loans to individuals - Other | 16,227 |
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:· Clear Lake Bank and Trust Company
