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 Union State Bank
Union State Bank
| RSSD ID 865759 | CERTIFICATE 15908 | ABA NUMBER 101101620 |
| 701 5th St |
Quarter Ended : |
2025-12-31 |
| Clay Center, Kansas, 67432 |
Updated : |
2026-01-28 |
| www.usbcc.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 202,261 |
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Total Interest Income | 9,230 |
| Total Liabilities | 185,468 |
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Total NonInterest Income | 432 |
| Total Bank Equity Capital | 16,793 |
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Total Interest Expense | 3,381 |
| Total Deposits | 170,153 |
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Total NonInterest Expense | 4,312 |
| Net Loans & Leases | 117,572 |
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Net Income | 1,524 |
| Loan Loss Allowance | 1,462 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 119,524 |
| Total assets for the leverage ratio | 200,643 |
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Loans secured by real estate: | 85,126 |
| Tier 1 Leverage Ratio | 10.15 |
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Commercial and industrial loans | 10,141 |
| Off Balance Sheet Exposures (%) | 8.22 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,041 |
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:· Union State Bank
