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Sterling Federal Bank, F.S.B.
Sterling Federal Bank, F.S.B.
RSSD ID 867070 | CERTIFICATE 27664 | ABA NUMBER 271173494
110 E 4th St Quarter Ended : 2025-03-31
Sterling, Illinois, 61081 Updated : 2025-04-30
www.sterlingfederal.com

Institution Profile
Year Opened : 1885 Institution Type : Savings bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 9 Number of Employees : 97

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets537,840
Total Interest Income6,358
Total Liabilities500,785
Total NonInterest Income769
Total Bank Equity Capital37,055
Total Interest Expense2,272
Total Deposits418,644
Total NonInterest Expense3,689
Net Loans & Leases359,290
Net Income(206)
Loan Loss Allowance4,860
Net Charge Offs1,448



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital48,945
Total loans368,837
Total assets for the leverage ratio529,303
Loans secured by real estate:338,045
Tier 1 Leverage Ratio8.4
Commercial and industrial loans21,163
Tier 1 Capital Ratio11.37
Loans to individuals - Credit Cards0
Total Capital Ratio12.52
Loans to individuals - Other1,468





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury