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 Sterling Federal Bank, F.S.B.
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Sterling Federal Bank, F.S.B.
| RSSD ID 867070 | CERTIFICATE 27664 | ABA NUMBER 271173494 |
| 110 E 4th St |
Quarter Ended : |
2026-06-30 |
| Sterling, Illinois, 61081 |
Updated : |
2026-07-30 |
| www.sterlingfederal.com |
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| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 481,614 |
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Total Interest Income | 12,286 |
| Total Liabilities | 446,749 |
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Total NonInterest Income | 1,575 |
| Total Bank Equity Capital | 34,865 |
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Total Interest Expense | 3,757 |
| Total Deposits | 403,414 |
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Total NonInterest Expense | 8,378 |
| Net Loans & Leases | 327,145 |
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Net Income | (5,577) |
| Loan Loss Allowance | 10,094 |
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Net Charge Offs | 7,102 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,313 |
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Total loans | 347,799 |
| Total assets for the leverage ratio | 495,753 |
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Loans secured by real estate: | 324,225 |
| Tier 1 Leverage Ratio | 7.67 |
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Commercial and industrial loans | 14,781 |
| Tier 1 Capital Ratio | 10.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.8 |
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Loans to individuals - Other | 1,246 |
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:· Sterling Federal Bank, F.S.B.
