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 Iowa State Savings Bank
Iowa State Savings Bank
| RSSD ID 869346 | CERTIFICATE 8751 | ABA NUMBER 73901495 |
| 401 W Adams St |
Quarter Ended : |
2025-12-31 |
| Creston, Iowa, 50801 |
Updated : |
2026-01-21 |
| www.issbbank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 282,655 |
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Total Interest Income | 12,801 |
| Total Liabilities | 255,481 |
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Total NonInterest Income | 940 |
| Total Bank Equity Capital | 27,174 |
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Total Interest Expense | 4,046 |
| Total Deposits | 250,445 |
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Total NonInterest Expense | 5,548 |
| Net Loans & Leases | 163,642 |
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Net Income | 2,893 |
| Loan Loss Allowance | 2,530 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,059 |
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Total loans | 159,235 |
| Total assets for the leverage ratio | 278,611 |
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Loans secured by real estate: | 104,603 |
| Tier 1 Leverage Ratio | 9.27 |
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Commercial and industrial loans | 9,493 |
| Tier 1 Capital Ratio | 14.56 |
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Loans to individuals - Credit Cards | 244 |
| Total Capital Ratio | 15.81 |
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Loans to individuals - Other | 3,823 |
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:· Iowa State Savings Bank
