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 The Denison State Bank
The Denison State Bank
| RSSD ID 869551 | CERTIFICATE 15305 | ABA NUMBER 101108034 |
| 421 New York Ave |
Quarter Ended : |
2025-09-30 |
| Holton, Kansas, 66436 |
Updated : |
2025-10-28 |
| www.dsbks.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 454,147 |
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Total Interest Income | 18,050 |
| Total Liabilities | 382,540 |
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Total NonInterest Income | 2,429 |
| Total Bank Equity Capital | 71,607 |
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Total Interest Expense | 5,405 |
| Total Deposits | 369,151 |
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Total NonInterest Expense | 7,440 |
| Net Loans & Leases | 292,602 |
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Net Income | 7,632 |
| Loan Loss Allowance | 3,093 |
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Net Charge Offs | 82 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 294,405 |
| Total assets for the leverage ratio | 466,371 |
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Loans secured by real estate: | 172,724 |
| Tier 1 Leverage Ratio | 17.22 |
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Commercial and industrial loans | 46,534 |
| Off Balance Sheet Exposures (%) | 1.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,668 |
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:· The Denison State Bank
