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 The Denison State Bank
The Denison State Bank
| RSSD ID 869551 | CERTIFICATE 15305 | ABA NUMBER 101108034 |
| 421 New York Ave |
Quarter Ended : |
2025-06-30 |
| Holton, Kansas, 66436 |
Updated : |
2025-07-29 |
| www.dsbks.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 456,950 |
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Total Interest Income | 11,928 |
| Total Liabilities | 388,966 |
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Total NonInterest Income | 1,557 |
| Total Bank Equity Capital | 67,984 |
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Total Interest Expense | 3,635 |
| Total Deposits | 375,688 |
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Total NonInterest Expense | 4,995 |
| Net Loans & Leases | 293,395 |
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Net Income | 4,763 |
| Loan Loss Allowance | 3,212 |
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Net Charge Offs | 123 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 296,534 |
| Total assets for the leverage ratio | 471,220 |
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Loans secured by real estate: | 171,100 |
| Tier 1 Leverage Ratio | 16.56 |
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Commercial and industrial loans | 45,878 |
| Off Balance Sheet Exposures (%) | 2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,297 |
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:· The Denison State Bank
