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 The Denison State Bank
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The Denison State Bank
| RSSD ID 869551 | CERTIFICATE 15305 | ABA NUMBER 101108034 |
| 421 New York Ave |
Quarter Ended : |
2026-06-30 |
| Holton, Kansas, 66436 |
Updated : |
2026-07-30 |
| www.dsbks.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 453,577 |
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Total Interest Income | 12,526 |
| Total Liabilities | 378,766 |
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Total NonInterest Income | 1,772 |
| Total Bank Equity Capital | 74,811 |
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Total Interest Expense | 3,244 |
| Total Deposits | 369,333 |
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Total NonInterest Expense | 5,401 |
| Net Loans & Leases | 300,392 |
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Net Income | 4,639 |
| Loan Loss Allowance | 3,103 |
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Net Charge Offs | 1,238 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 303,929 |
| Total assets for the leverage ratio | 470,158 |
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Loans secured by real estate: | 168,685 |
| Tier 1 Leverage Ratio | 17.53 |
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Commercial and industrial loans | 47,436 |
| Off Balance Sheet Exposures (%) | 1.08 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,010 |
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:· The Denison State Bank
