|
 |
|
|
 Citizens 1st Bank
Citizens 1st Bank
| RSSD ID 869663 | CERTIFICATE 1715 | ABA NUMBER 113119396 |
| 2001 E Southeast Loop 323 |
Quarter Ended : |
2025-12-31 |
| Tyler, Texas, 75701 |
Updated : |
2026-01-28 |
| www.citizens1stbank.com |
|
| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
58 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 819,767 |
|
Total Interest Income | 36,743 |
| Total Liabilities | 679,378 |
|
Total NonInterest Income | 356 |
| Total Bank Equity Capital | 140,389 |
|
Total Interest Expense | 16,893 |
| Total Deposits | 621,883 |
|
Total NonInterest Expense | 9,456 |
| Net Loans & Leases | 476,551 |
|
Net Income | 9,658 |
| Loan Loss Allowance | 3,051 |
|
Net Charge Offs | (1) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 168,024 |
|
Total loans | 474,903 |
| Total assets for the leverage ratio | 813,611 |
|
Loans secured by real estate: | 448,474 |
| Tier 1 Leverage Ratio | 20.28 |
|
Commercial and industrial loans | 8,192 |
| Tier 1 Capital Ratio | 36.89 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 37.58 |
|
Loans to individuals - Other | 6,152 |
|
|
|
|
:· Citizens 1st Bank
