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 Citizens 1st Bank
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Citizens 1st Bank
| RSSD ID 869663 | CERTIFICATE 1715 | ABA NUMBER 113119396 |
| 2001 E Southeast Loop 323 |
Quarter Ended : |
2026-06-30 |
| Tyler, Texas, 75701 |
Updated : |
2026-08-12 |
| www.citizens1stbank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 810,982 |
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Total Interest Income | 19,967 |
| Total Liabilities | 663,178 |
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Total NonInterest Income | 254 |
| Total Bank Equity Capital | 147,804 |
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Total Interest Expense | 8,600 |
| Total Deposits | 615,538 |
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Total NonInterest Expense | 4,347 |
| Net Loans & Leases | 478,976 |
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Net Income | 7,019 |
| Loan Loss Allowance | 2,576 |
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Net Charge Offs | 626 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 174,667 |
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Total loans | 484,929 |
| Total assets for the leverage ratio | 838,324 |
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Loans secured by real estate: | 458,453 |
| Tier 1 Leverage Ratio | 20.52 |
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Commercial and industrial loans | 8,827 |
| Tier 1 Capital Ratio | 38.5 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 39.1 |
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Loans to individuals - Other | 5,566 |
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:· Citizens 1st Bank
