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The Peoples Bank, Biloxi, Mississippi
The Peoples Bank, Biloxi, Mississippi
| RSSD ID 870539 | CERTIFICATE 340 | ABA NUMBER 65500752 |
| 152 Lameuse St |
Quarter Ended : |
2025-09-30 |
| Biloxi, Mississippi, 39530 |
Updated : |
2025-10-27 |
| thepeoples.com |
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| Institution Profile |
| Year Opened : |
1896 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
18 |
Number of Employees : |
135 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 757,709 |
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Total Interest Income | 21,935 |
| Total Liabilities | 658,511 |
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Total NonInterest Income | 5,399 |
| Total Bank Equity Capital | 99,198 |
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Total Interest Expense | 6,217 |
| Total Deposits | 637,877 |
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Total NonInterest Expense | 16,911 |
| Net Loans & Leases | 249,737 |
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Net Income | 3,449 |
| Loan Loss Allowance | 2,934 |
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Net Charge Offs | 64 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 250,060 |
| Total assets for the leverage ratio | 768,365 |
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Loans secured by real estate: | 226,475 |
| Tier 1 Leverage Ratio | 15.19 |
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Commercial and industrial loans | 12,988 |
| Off Balance Sheet Exposures (%) | 7.21 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,859 |
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