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 Decorah Bank & Trust Company
Decorah Bank & Trust Company
| RSSD ID 872047 | CERTIFICATE 15200 | ABA NUMBER 73921695 |
| 202 E Water St |
Quarter Ended : |
2025-12-31 |
| Decorah, Iowa, 52101 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
114 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 770,875 |
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Total Interest Income | 40,293 |
| Total Liabilities | 691,343 |
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Total NonInterest Income | 6,855 |
| Total Bank Equity Capital | 79,532 |
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Total Interest Expense | 13,657 |
| Total Deposits | 666,664 |
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Total NonInterest Expense | 17,630 |
| Net Loans & Leases | 565,852 |
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Net Income | 13,063 |
| Loan Loss Allowance | 8,140 |
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Net Charge Offs | 1,933 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 88,335 |
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Total loans | 565,409 |
| Total assets for the leverage ratio | 761,775 |
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Loans secured by real estate: | 357,817 |
| Tier 1 Leverage Ratio | 10.58 |
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Commercial and industrial loans | 103,489 |
| Tier 1 Capital Ratio | 13.08 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.33 |
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Loans to individuals - Other | 46,786 |
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:· Decorah Bank & Trust Company
