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Decorah Bank & Trust Company
Decorah Bank & Trust Company
RSSD ID 872047 | CERTIFICATE 15200 | ABA NUMBER 73921695 |
202 E Water St |
Quarter Ended : |
2025-03-31 |
Decorah, Iowa, 52101 |
Updated : |
2025-05-02 |
www.decorah.bank |
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Institution Profile |
Year Opened : |
1935 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
3 |
Number of Employees : |
111 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 729,817 |
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Total Interest Income | 9,466 |
Total Liabilities | 655,304 |
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Total NonInterest Income | 1,408 |
Total Bank Equity Capital | 74,513 |
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Total Interest Expense | 3,462 |
Total Deposits | 630,882 |
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Total NonInterest Expense | 5,064 |
Net Loans & Leases | 527,784 |
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Net Income | 2,251 |
Loan Loss Allowance | 8,153 |
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Net Charge Offs | 41 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 85,925 |
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Total loans | 538,137 |
Total assets for the leverage ratio | 728,355 |
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Loans secured by real estate: | 333,900 |
Tier 1 Leverage Ratio | 10.8 |
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Commercial and industrial loans | 95,082 |
Tier 1 Capital Ratio | 13.62 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.87 |
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Loans to individuals - Other | 52,089 |
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