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 Decorah Bank & Trust Company
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Decorah Bank & Trust Company
| RSSD ID 872047 | CERTIFICATE 15200 | ABA NUMBER 73921695 |
| 202 E Water St |
Quarter Ended : |
2026-06-30 |
| Decorah, Iowa, 52101 |
Updated : |
2026-07-24 |
| www.decorah.bank |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
113 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 794,121 |
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Total Interest Income | 21,016 |
| Total Liabilities | 713,678 |
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Total NonInterest Income | 3,153 |
| Total Bank Equity Capital | 80,443 |
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Total Interest Expense | 6,683 |
| Total Deposits | 694,681 |
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Total NonInterest Expense | 10,029 |
| Net Loans & Leases | 569,710 |
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Net Income | 6,512 |
| Loan Loss Allowance | 8,715 |
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Net Charge Offs | 255 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 89,647 |
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Total loans | 574,712 |
| Total assets for the leverage ratio | 785,792 |
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Loans secured by real estate: | 362,169 |
| Tier 1 Leverage Ratio | 10.41 |
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Commercial and industrial loans | 104,342 |
| Tier 1 Capital Ratio | 13.13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.38 |
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Loans to individuals - Other | 44,091 |
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:· Decorah Bank & Trust Company
