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 Community State Bank of Rock Falls
Community State Bank of Rock Falls
| RSSD ID 875048 | CERTIFICATE 21988 | ABA NUMBER 71124339 |
| 1801 1st Ave |
Quarter Ended : |
2025-12-31 |
| Rock Falls, Illinois, 61071 |
Updated : |
2026-01-30 |
| www.commstbk.com |
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| Institution Profile |
| Year Opened : |
1975 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 314,597 |
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Total Interest Income | 14,677 |
| Total Liabilities | 280,587 |
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Total NonInterest Income | 1,387 |
| Total Bank Equity Capital | 34,010 |
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Total Interest Expense | 4,678 |
| Total Deposits | 276,267 |
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Total NonInterest Expense | 8,039 |
| Net Loans & Leases | 205,910 |
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Net Income | 2,125 |
| Loan Loss Allowance | 4,734 |
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Net Charge Offs | 561 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 40,978 |
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Total loans | 211,457 |
| Total assets for the leverage ratio | 320,535 |
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Loans secured by real estate: | 153,717 |
| Tier 1 Leverage Ratio | 11.99 |
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Commercial and industrial loans | 27,186 |
| Tier 1 Capital Ratio | 18.99 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.25 |
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Loans to individuals - Other | 5,718 |
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:· Community State Bank of Rock Falls
