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 Grand Ridge National Bank
Grand Ridge National Bank
| RSSD ID 875132 | CERTIFICATE 3674 | ABA NUMBER 71913278 |
| 500 S County Farm Rd |
Quarter Ended : |
2025-12-31 |
| Wheaton, Illinois, 60187 |
Updated : |
2026-01-27 |
| www.GRNbank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 446,849 |
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Total Interest Income | 29,925 |
| Total Liabilities | 390,016 |
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Total NonInterest Income | 543 |
| Total Bank Equity Capital | 56,833 |
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Total Interest Expense | 9,013 |
| Total Deposits | 387,259 |
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Total NonInterest Expense | 12,349 |
| Net Loans & Leases | 326,223 |
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Net Income | 6,151 |
| Loan Loss Allowance | 3,503 |
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Net Charge Offs | 355 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 331,991 |
| Total assets for the leverage ratio | 450,582 |
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Loans secured by real estate: | 305,301 |
| Tier 1 Leverage Ratio | 12.37 |
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Commercial and industrial loans | 26,211 |
| Off Balance Sheet Exposures (%) | 3.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 44 |
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:· Grand Ridge National Bank
