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 Citizens State Bank Norwood Young America
Citizens State Bank Norwood Young America
| RSSD ID 875655 | CERTIFICATE 1933 | ABA NUMBER 91911577 |
| 409 Faxon Rd N |
Quarter Ended : |
2025-12-31 |
| Norwood Young America, Minnesota, 55368 |
Updated : |
2026-01-13 |
| www.citizensstatebanknya.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 144,870 |
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Total Interest Income | 6,951 |
| Total Liabilities | 130,591 |
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Total NonInterest Income | 388 |
| Total Bank Equity Capital | 14,279 |
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Total Interest Expense | 1,808 |
| Total Deposits | 129,846 |
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Total NonInterest Expense | 3,067 |
| Net Loans & Leases | 70,523 |
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Net Income | 2,112 |
| Loan Loss Allowance | 971 |
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Net Charge Offs | (55) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 11,984 |
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Total loans | 72,502 |
| Total assets for the leverage ratio | 138,201 |
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Loans secured by real estate: | 37,665 |
| Tier 1 Leverage Ratio | 8.02 |
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Commercial and industrial loans | 17,498 |
| Tier 1 Capital Ratio | 15.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.68 |
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Loans to individuals - Other | 1,495 |
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:· Citizens State Bank Norwood Young America
