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 Middlesex Federal Savings, F.A.
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Middlesex Federal Savings, F.A.
| RSSD ID 87579 | CERTIFICATE 28368 | ABA NUMBER 211370150 |
| 1 College Ave |
Quarter Ended : |
2026-06-30 |
| Somerville, Massachusetts, 2144 |
Updated : |
2026-07-28 |
| www.middlesexfederal.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 654,367 |
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Total Interest Income | 15,262 |
| Total Liabilities | 597,468 |
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Total NonInterest Income | 2,994 |
| Total Bank Equity Capital | 56,899 |
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Total Interest Expense | 6,934 |
| Total Deposits | 576,502 |
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Total NonInterest Expense | 10,540 |
| Net Loans & Leases | 527,135 |
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Net Income | 440 |
| Loan Loss Allowance | 6,387 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 532,269 |
| Total assets for the leverage ratio | 646,781 |
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Loans secured by real estate: | 518,987 |
| Tier 1 Leverage Ratio | 9.97 |
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Commercial and industrial loans | 12,730 |
| Off Balance Sheet Exposures (%) | 8.62 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1 |
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:· Middlesex Federal Savings, F.A.
